Bruce Shanley Realty in Platteville are hired for a variety of reasonsYear after year, thousands of people in Wisconsin buy, sell or refinance their home. A lot of these transactions include a simple line item for an appraisal. And even though there are a growing number of automated home valuation systems that might appear to be more economical than an appraisal, most lenders still call for a local expert because the stakes are very high. You might think that getting a mortgage is the only reason to get an appraisal, but there are other situations when the services of a licensed, independent real estate professional might be helpful.
Let Bruce Shanley Realty help you appeal your tax assessment in Grant CountyIf you live in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Bruce Shanley Realty is your best evidence. At Bruce Shanley Realty,we can assist you in appealing your tax assessment.
Bruce Shanley Realty can help you get rid of PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is a supplemental insurance policy that most lenders ask home owners to purchase when the amount being loaned to the home buyer is more than 80% of the actual value of the real estate. Seeing that extra payment is usually folded into the monthly mortgage payment, it is often forgotten. PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to do away with the PMI payments on most mortgages when the balance is paid down to 78% of the original value.
Bruce Shanley Realty can produce a statement regarding the value of your home, and the cost of the home valuation can often be regained in a short amount of time because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from Bruce Shanley RealtyA divorce is often complicated by the hard decision of who gets the house, and it can be a very heartbreaking experience for both parties. Regardless of the situation, it's wise to get an appraisal from Bruce Shanley Realty so both parties are entirely aware of the true market value of their property.
The parties will have a good idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.
Fair and accurate estate liquidation with Bruce Shanley RealtySettling an estateThe death of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.
Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to handle these affairs. And since a home or other property often makes up an unequal share of the total estate value, understanding the absolute value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received a fair deal.
Bruce Shanley Realty can help you with relocating to or from Grant CountyWe are aware of the headaches associated with an employee relocation. That's why we take great care in organizing an accommodating appointment time for the appraisal inspection. During our intensive process, we suggest employees that are moving to provide input on the positive characteristics of their property, along with information regarding any new sales or listings in their neighborhood that they want considered.
Let Bruce Shanley Realty assist you in selling your home quickly at the right priceA professional appraisal can help you make a better educated decision when determining your selling price, whether you choose to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees are derived from our efforts to complete the appraisal report and and aren't related to the sales price.
We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses stay on the market.